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Stop Losing 10–30% of Your Sales to Third-Party Financing Denials

Learn how business owners replace third-party “no’s” with their own in-house approval system — and turn denied sales into six-figure profit streams in as little as 3 days.

  • Capture sales that used to be denied at the point of checkout

  • Control who gets approved, how they pay, and under what terms

  • Eliminate the fear of financing without becoming a lender or collector

Designed for established businesses doing $100k–$10M annually

This Isn’t a Sales Problem.
It’s a Control Problem.

You did everything right.


You paid for the marketing.
You closed the sale.
The customer said yes.

Then a third party said “no.”


And just like that, the sale was gone —

not because the customer couldn’t pay,

but because someone else decided you don’t get to sell.

If you’ve ever watched a qualified customer walk away embarrassed at checkout,

you already know the real cost of financing denials.

What If Approval Was Your Decision —

Not Theirs?

Approved By You replaces third-party financing denials

with your own in-house approval process —

without becoming a lender, a bank, or a collection agency.

Instead of sending customers to a third party to be judged,

Approved By You puts the approval decision back where it belongs —

with the business that earned the sale.

Third-Party Financing

⚠ Denials you can’t override

⚠ Customers embarrassed at checkout

⚠ Lost sales you already paid to generate

⚠ Decisions made by companies with no stake in your business

Approved By You

✓ You decide who gets approved

✓ Customers stay with you — no rejection

✓ Sales that stay on your books

✓ Terms aligned with your values and margins

You don’t issue loans.

You don’t chase payments.

You don’t become a bank.

You simply approve customers you already trust —

and get paid the way you choose.

How Approved By You Works (In Plain English)

You’re not financing customers.
You’re approving payment plans you already believe in — using a system built to protect both sides.

No applications.
No third-party portals.
No credit checks that kill momentum.

THE 4-STEP "APPROVE BY YOU" PROCESS

All aligned with your values and margins.

Step 1

Customer Says
“Yes”.

You close the sale like you always have.

You choose:

  • Who gets approved

  • If you want to pull credit

  • Whose credit you want to pull.

Step 2

You Approve the Terms.

You decide what makes sense — not an algorithm.

You choose:

  • How much they put down

  • The interest rate

  • The monthly payment amount

Step 3

Payments Run Automatically.

Payments are collected for you — without chasing them.

The system handles:

  • Scheduled payments

  • Payment processing

  • Transparent records for both sides

Step 4

You Get Paid & Keep the Relationship.

The sale stays yours.

The customer stays yours.

The system handles:

  • No handoffs.

  • No embarrassment.

  • No 3rd party damaging customer relationships

Just a clean, ethical way to say “yes” — more often.

Who This Is For (And Who It’s Not)

Approved By You is built for established businesses that want control — not shortcuts.

THIS IS FOR YOU IF:

  • You already sell high-ticket products or services.

  • You’ve lost sales due to financing denials.

  • You want to approve customers you already trust.

  • You value long-term customer relationships.

  • You want clean systems without becoming a lender.

  • You want ethical, transparent terms aligned with your margins.

THIS IS NOT FOR YOU IF:

  • You want to approve everyone with no judgment.

  • You’re looking to issue loans to strangers.

  • You want to outsource customer relationships.

  • You expect instant results without involvement.

  • You want aggressive, high-risk financing tactics.

Approved By You isn’t about taking more risk.
It’s about taking back control you already earned.

You don’t fund the deal.
You don’t chase payments.
You don’t become a bank.

You simply decide who you say “yes” to.

What Happens If a Payment Fails?

(And Why This Still Keeps You in Control)

You’re not protected by denying customers.
You’re protected by clean systems, clear agreements, and retained control.

Approved By You is built to handle real-world payment behavior — without damaging customer relationships or forcing you into collections.

If a Payment Is Missed

  • Automatic retry logic

  • Clean, documented records

  • Transparent visibility with customer

  • No surprise withdrawals




    Nothing escalates without your knowledge.

If a Customer Needs Adjustment

  • You can modify payment schedules.

  • You can pause, reschedule, or restructure.

  • Changes stay aligned with your values.

  • No penalties triggered by third parties


    You stay human. The system stays clean.

What Never Happens

  • No need for collections agencies

  • No credit reporting without your choice

  • No customer embarrassment

  • No platform taking control away from you




    No one hijacks your relationship.

You’re Not Taking More Risk.

You’re managing it better.

Third-party lenders reduce risk by rejecting customers.
Approved By You reduces risk by you keeping control and visibility.

You always decide:

When to adjust

When to pause

When to escalate

When to say yes again

The system supports your judgment — it never replaces it.

How Approved By You Works in the Real World

You don’t buy loans.
You don’t fund customers.
You don’t hand off relationships.

You activate a system that lets you approve your own customers—cleanly.

Approved By You is not a loan product.

It’s an approval and payment-plan system that sits inside your business—
aligned with your terms, your margins, and your customer relationships.

What You’re Paying For:

  • Secure payment-plan infrastructure

  • Automated payment handling and documentation

  • Customer-facing clarity and transparency

  • Business-side visibility and control

  • No third-party decision-makers

  • Built from decades of real-world customer financing experience

What You’re Not Paying For:

  • Outside capital you don’t control

  • Loans you didn’t ask for

  • Customer rejections

  • Collections or enforcement

  • Revenue sharing on your principal

  • Aggressive third party intervention

If a third party has ever overridden your “yes” with their “no,” Approved By You gives you a clean way to keep control of the decision you already earned.

How You Start (Without Taking On Risk)

You Don’t Flip a Switch. You Start With One Decision.

Approved By You doesn’t require you to overhaul your business, retrain your team, or “roll the dice” on financing.

You start exactly where you already are — with a sale and a customer you already trust.

How Businesses Typically Begin

Most businesses start by using Approved By You on:

  • One sale

  • One customer

  • One approval decision

No changes to your pricing.
No changes to how you sell.
No pressure to roll it out across your entire business.

You decide when — and if — you expand.

What You Control From Day One

From your very first use, you control:

  • Who gets approved

  • The payment structure

  • The interest rate (if any)

  • When payments run

  • When terms adjust

  • When something pauses

  • When something escalates

Nothing runs outside your visibility.
Nothing changes without your consent.

What You’re Not Locked Into

There are:

  • No volume commitments

  • No forced approvals

  • No minimum usage requirements

  • No obligation to finance customers you don’t trust

You are not buying risk.
You are installing decision infrastructure.

This Is Why Businesses Feel Comfortable Starting

Approved By You doesn’t ask you to believe it works.

It lets you see it work — inside your own business, with your own customers, under your own judgment.

You stay in control the entire time.

Bottom Line

You don’t start by changing your business.

You start by supporting the decisions you already make — with cleaner systems, clearer agreements, and zero third-party interference.

Why Businesses Trust Approved By You

Approved By You wasn’t built to sell financing.
It was built to remove friction, fear, and third-party interference from decisions businesses already make.

Built From the Business Side — Not the Lending Side

Approved By You was designed by operators who’ve spent decades inside real businesses — dealing with real customers, real cash flow, and real consequences.

This isn’t theory.
It’s infrastructure built from lived experience.

Nothing Hidden. Nothing Hijacked.

Approved By You doesn’t rely on black-box algorithms or opaque risk scoring.

Every approval, payment, adjustment, and change is visible, documented, and controlled by you.

The System Wins Only When You Do

Approved By You isn’t incentivized to reject your customers, force volume, or push risky behavior.

The system exists to support healthy approvals — aligned with your margins, your standards, and your relationships.

Prove it first. Expand Intentionally.

Businesses trust
Approved By You because it earns confidence over time.

You don’t deploy it all at once.
You prove it inside your business — then grow when you’re ready.

Approved By You isn’t built on promises.
It’s built on visibility, control, and respect for how real businesses operate.

That’s why businesses don’t feel sold.
They feel supported.

The Course Costs Less Than One Denied Customer.

And unlike a lender’s decision, this investment compounds.

Approved By You was built because third-party denials quietly cost businesses far more than they ever realize.

Take a moment and recall:

  • A sale you were ready to approve

  • A customer you trusted

  • A deal that made sense for your margins

And then remember what stopped it:

A third-party “no.”

That decision didn’t just delay revenue.
It erased it — permanently.

For most established businesses:

  • One denied high-ticket sale often exceeds $997

  • Two denied sales can equal years of platform cost

  • A pattern of denials quietly reshapes how teams sell, quote, and close

This course exists to end that pattern.

Not by pushing risk —
But by teaching you how to reclaim decisions you already deserve to make.

What You Can Build Within 3 Days

Within days of starting the course, you’ll have:

  1. 1. A financing approval framework you control

  2. 2. A compliant way to structure payment plans without fear

  3. 3. A sales conversation that makes financing feel natural

  4. 4. A clean system that protects payments and relationships

This is not about becoming a bank.
It’s about becoming the decision-maker again.

This isn’t a “course you watch.”

It’s a mental and operational reset that shows you:

  • Where control was lost

  • Why approvals became outsourced

  • How to rebuild cleanly, ethically, and intentionally

  • How Woje fits — only after you understand the system

It’s a mental and operational reset that shows you:

You’re not buying tactics.
You’re installing clarity that never expires.

One-time investment: $997

  • No upsells required.

  • No subscriptions to “unlock” value.

  • No pressure to deploy anything you don’t believe in.

You decide what this is worth —
but most businesses realize the answer after one honest reflection:

How many good customers did I lose because someone else was allowed to decide?

If a third party has ever overruled your “yes” to a customer you trusted, Approved By You gives you a clean way to take that decision back.

You’re Not Being Asked to Believe.
You’re Being Given Control Back.

Approved By You doesn’t work because it’s persuasive.
It works because it aligns with how real businesses already operate.

At this point, there’s nothing left to “figure out.”

You already know:

Whether you’ve lost good customers to third-party denials

Whether those decisions felt wrong at the time

Whether you want those decisions back in your hands

This course doesn’t introduce risk.
It removes interference.

Approved By You — Early Adopter Access

Includes:

  • Lifetime full course access

  • Full Approved By You video course

  • All frameworks, scripts, and system design

  • Industry-agnostic foundation

  • Small-group live implementation training

    • Insurance-based businesses (medical, restoration, etc.)

    • Coaches & professional services

  • Direct application, real scenarios, live judgment

Why Early Adopters Pay Less — and Get More

Early adopters help shape how Approved By You is implemented across real businesses.
In return, they receive live guidance and direct access — before the course moves to its standard format.

Pricing

Early Adopter Investment:
$997

Regular Course Price:
$1,997

This is not a discount for speed. It’s an invitation for builders.

Common Questions (Answered Clearly)

Is Approved By You a loan program?

No.
Approved By You is not a loan product and does not provide capital.

It is an approval and payment-plan system that operates inside your business, under your judgment, terms, and relationships.

You decide who gets approved.
You decide the terms.
You decide how it’s handled.
You make the interest.

Do I need to fund customer purchases myself?

No.

Approved By You does not require you to lend money, float capital, or act as a bank.

Payments are structured, documented, and automated — without outside lenders inserting themselves into your customer relationships.

Do I need a good amount of capital on hand?

It works whether you have:


+ Products or services

+ High or low profit margins

+ Plenty of capital or non at all

We show you how to structure according to you and your business.

Does this replace third-party financing?

It replaces the decision-making — not with risk, but with judgment.

Many businesses continue to offer third-party options (as we suggest) alongside following Approved By You.
Others stop using third parties entirely.

You choose when, where, and how it fits.

What happens if a customer misses a payment?

Nothing escalates automatically.

You retain:

Full visibility

Full control

Full authority to adjust, pause, or restructure

No collections agencies.
No credit damage without your decision.
No third-party interference.

The system supports your judgment — it never replaces it.

Is this compliant?

Yes

— The process will connect you to businesses required to be compliant.
When the systems are used as designed, Approved By You shows you how to have:

+ Clean documentation

+ Transparent customer agreements

+ Ethical, defensible payment structures

You are not taught shortcuts.
You are taught clean infrastructure.

How long does it take to implement?

Most businesses begin with:

1. One customer

2. One approval decision

3. One clean payment plan

No system overhaul.
No retraining your entire team.
No forced rollout.

You expand only when you are ready.

Why is this a course instead of software first?

Because clarity must come before tools.

Approved By You is a mental and operational reset — not a feature set.

The course ensures:

1. You understand why approvals drifted away from businesses

2. You rebuild intentionally

3. You implement with confidence instead of fear

Software follows judgment — not the other way around.

Is there a guarantee?

You’re not buying promises.

You’re buying:

+ Understanding

+ Control

+ A permanent framework you own

Most buyers don’t ask “Will this work?”


They realize the real question is:

“Why did I ever let someone else decide in the first place?”